Vero Beach Fl

Luxury Model Tours

Luxury Model Tours | New Construction | Vero Beach Florida

luxury model tours | Vero Beach Florida | New construction | GHO Homes

Discover the coastal charm of Vero Beach, Florida through my exclusive luxury model tours showcasing the latest new construction homes by GHO Homes—one of the Treasure Coast’s most respected builders. Explore beautifully designed floor plans featuring open living spaces, designer finishes, and energy-efficient construction in sought-after communities like Seaglass, The Strand, and The Reserve at Grand Harbor. Each GHO Homes model tour highlights the quality craftsmanship and relaxed luxury that make Vero Beach a top destination for new homebuyers. Work with James Stelmack, Realtor® at Empire Network Realty, and receive 50% of the buyer-agent commission credited toward your closing costs and prepaids—a powerful rebate that makes owning your dream home in Vero Beach more affordable than ever.

Luxury model tour on new construction homes in Vero Beach Florida

Luxury Model Tours | Vero Beach Florida

sand dollar luxury model tour | The Strand at Vero Beach florida | GHO Homes

Explore the Sand Dollar model by GHO Homes in The Strand at Vero Beach, featuring coastal luxury, open living spaces, and elegant designer finishes. Watch my Luxury Model Tour and browse other Luxury Model Tours showcasing GHO Homes’ stunning new construction communities across Florida. As your new construction buyer’s agent, I offer a 50% commission rebate credited to you at closing.

sapphire luxury model tour | Seaglass at Vero Beach florida | GHO Homes

Discover the Sapphire model by GHO Homes in Seaglass at Vero Beach, showcasing elegant coastal design, spacious interiors, and luxurious finishes throughout. Watch my Luxury Model Tour and explore other Luxury Model Tours featuring GHO Homes’ beautiful new construction communities across Florida. As your new construction buyer’s agent, I provide a 50% commission rebate credited to you at closing.

Seabreeze luxury model tour | Seaglass at vero beach florida | gho homes

Explore the Seabreeze model by GHO Homes in Seaglass at Vero Beach, featuring coastal elegance, open-concept living, and upscale Florida craftsmanship. Watch my Luxury Model Tour and browse other Luxury Model Tours showcasing GHO Homes’ exceptional new construction communities across Florida. As your new construction buyer’s agent, I offer a 50% commission rebate credited to you at closing.

Luxury Model Tours | Vero Beach Florida

somerset luxury model tour | the reserve at grand harbor | vero beach florida

Discover the Somerset model by GHO Homes in The Reserve at Grand Harbor, Vero Beach, showcasing refined coastal design, open living spaces, and luxury finishes throughout. Watch my Luxury Model Tour and explore other Luxury Model Tours featuring GHO Homes’ stunning new construction communities across Florida. As your new construction buyer’s agent, I provide a 50% commission rebate credited to you at closing.

indigo luxury model tour | Seaglass vero beach florida

Explore the Indigo model by GHO Homes in Seaglass at Vero Beach, featuring sophisticated coastal design, bright open interiors, and luxury finishes perfect for Florida living. Watch my Luxury Model Tour and browse other Luxury Model Tours showcasing GHO Homes’ beautiful new construction communities across Florida. As your new construction buyer’s agent, I offer a 50% commission rebate credited to you at closing.

riviera luxury model tour | The reserva at grand harbor | Vero beach florida

Discover the Riviera model by GHO Homes in The Reserve at Grand Harbor, Vero Beach, showcasing elegant coastal architecture, open living spaces, and luxury finishes throughout. Watch my Luxury Model Tour and explore other Luxury Model Tours featuring GHO Homes’ stunning new construction communities across Florida. As your new construction buyer’s agent, I provide a 50% commission rebate credited to you at closing.

Limits on Real Estate contribution in the State of Florida

what is an i.p.c.

all interested partis must agree

Contribution limits

A Real Estate rebate, often referred to as a third party contribution or Interested Party Contribution (I.P.C.), can be a valuable resource for Florida Real Estate buyers. This rebate is applicable in transactions where a buyer agent rebate or commission rebate is involved, allowing buyers to benefit from contributions made by those with a financial interest in the deal, such as a Florida realtor or developer of new construction homes.

Contribution limits

all interested partis must agree

Contribution limits

I.P.C limits are based on the lower of the appraised or sale price. For example, if you are putting 9% down on a Conventional loan, the IPC limit is 3% from all parties involved. If you are putting down 10-25%, the limit increases to 6%, and for down payments above 25%, it rises to 9%, assuming the property appraises at the selling price. This is just one limit; there are others to consider.

all interested partis must agree

All interested parties must agree to The IPC. For example, there are a few builders that do not allow third-party contributions, which can impact the potential for a buyer agent rebate. One of those builders is GL Homes. Additionally, some builders restrict these contributions in certain divisions within their company; for instance, the Pulte Group in SW Florida does not allow IPC.

can i just give cash

What IPC can be applied towards varies for VA. FHA & Conv. loans

all interested partis must agree

No, separate guidelines apply, as the federal, state, and mortgage companies each have their own regulations. A mortgage company at closing may require a buyer's signature acknowledging that they will not receive anything after closing.

fannie mae guidelines

What IPC can be applied towards varies for VA. FHA & Conv. loans

This link goes directly to the Fannie Mae article on IPC, which is essential for Florida real estate buyers agent looking to understand the implications of buyer agent rebate and commission rebate in their transactions, especially when considering new construction homes.

FANNIE MAE LINK

What IPC can be applied towards varies for VA. FHA & Conv. loans

The IPC can be applied towards different expenses depending on the TYPE of mortgage, whether it’s FHA, Conv., or VA. Each of these mortgage types is unique.

Luxury Model Tours

Luxury Model Tours | New Construction | Vero Beach Florida

luxury model tours | Vero Beach Florida | New construction | GHO Homes

bUYER AGENT COMMISSION CREDIT for MY BUYERS

Luxury Model Tours | Vero Beach Florida

sand dollar luxury model tour | The Strand at Vero Beach florida | GHO Homes

sapphire luxury model tour | Seaglass at Vero Beach florida | GHO Homes

Seabreeze luxury model tour | Seaglass at vero beach florida | gho homes

Luxury Model Tours | Vero Beach Florida

somerset luxury model tour | the reserve at grand harbor | vero beach florida

indigo luxury model tour | Seaglass vero beach florida

riviera luxury model tour | The reserva at grand harbor | Vero beach florida

bUYER AGENT COMMISSION CREDIT for MY BUYERS

Limits on Real Estate contribution in the State of Florida

what is an i.p.c.

all interested partis must agree

Contribution limits

Contribution limits

all interested partis must agree

Contribution limits

all interested partis must agree

all interested partis must agree

all interested partis must agree

can i just give cash

What IPC can be applied towards varies for VA. FHA & Conv. loans

all interested partis must agree

fannie mae guidelines

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

Call 321-287-8263

James Stelmack REALTOR

Empire Network Realty Inc.

407-440-3798

Yumerez Fernandez Managing Broker

Empire Network Realty Inc.

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